Terms of Service – FraudExposure

1. Acceptance of Terms

By accessing or using FraudExposure, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the platform.

2. User Responsibilities

When submitting a fraud report, you agree that:

All information provided is accurate and truthful to the best of your knowledge
You have personal knowledge of or are a victim of the fraud described
You will not submit false, defamatory, or malicious content
You accept full legal responsibility for the content you submit

3. Content Moderation

All submitted stories are reviewed by our moderation team before publication. We reserve the right to reject, modify, or remove any content that violates these terms, is factually inaccurate, or is deemed harmful to individuals without evidence of fraud.

4. Prohibited Uses

You may not use FraudExposure to:

Submit false allegations against innocent individuals or businesses
Harass, defame, or threaten any person
Violate any applicable law or regulation
Attempt to circumvent security or access controls
Use automated tools to scrape or abuse the platform

5. Intellectual Property

By submitting content, you grant FraudExposure a non-exclusive, royalty-free license to display, distribute, and use your content for the purpose of operating the platform. You retain ownership of your original content.

6. Disclaimer

FraudExposure is a community reporting platform. We do not independently verify all claims and are not responsible for the accuracy of user-submitted content. Content does not constitute legal advice. Users should consult legal professionals for legal matters.

7. Limitation of Liability

To the maximum extent permitted by law, FraudExposure shall not be liable for any indirect, incidental, or consequential damages arising from your use of the platform or reliance on any content published therein.

8. Account Termination

We reserve the right to suspend or terminate accounts that violate these terms. Users who repeatedly submit false or harmful content will be permanently banned.

9. Changes to Terms

We may update these terms at any time. Continued use of the platform after changes constitutes acceptance of the updated terms.

10. Contact

For legal inquiries, contact us at legal@fraudexposure.com.